Life Insurance for NON US Citizen 

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​Life insurance non U.S. residents and Foreign Nationals

Are you a non U.S. resident or foreign national looking for affordable coverage from Top Companies in the United States.
 
If you are Non US Residents, then welcome. We are glad you are here! The good news is that non U.S. citizens and foreign nationals can buy U.S. life insurance!

Obtaining life insurance for non U.S. residents is easier today than it has ever been. Our goal is to give you the inside scoop so you know how life insurance underwriters handle non U.S. residents.
 
Life insurance for non U.S. citizens or foreign nationals is within your grasp. Life insurance underwriters are primarily concerned about one thing — the life expectancy of the country you reside in. If you reside in a country that has a good life expectancy, then chances are you will be eligible for life insurance as a non U.S. citizen.
 
And we are seeing more interest from insurers looking to offer life insurance to approved countries, such as China,  Philippines, Singapore, Thailand
 
Whether you’re pending citizenship, or here on a visa, life insurance for non-U.S. citizens is offered to you and your love ones. As a foreign national, you are now able to obtain an American life insurance policy depending on your individual circumstance.

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What exactly is a non U.S. resident?


If you reside outside of the United States for greater than 3 months a year or you do not have a full-time permanent U.S. residence then you will be considered a non U.S. resident for life insurance purposes. Citizenship is not a determining factor. Therefore, you do not have to be a U.S. citizen to qualify for life insurance in the United States.
 
More specifically, a non U.S. resident:
 
Is outside of the U.S. more than 3 months a year.
Visits the U.S. for business or pleasure but whose permanent residence is not in the U.S. An example may be a U.S. citizen, who moved to Hong Kong, China but returns periodically to the U.S. to visit family.
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Expects to reside in the U.S. only temporarily. Some examples may be an individual in the U.S. for business, professional, or educational training or an exchange student in the U.S. for education but plans on returning home upon the end of the school year or upon graduation.

Resides is the U.S. only part time. An example may be a Taiwan citizen who owns a home in Taiwan and lives in the U.S. for 3 months a year for business purposes. Basically, you do not live in the U.S. but you travel to the U.S. on tourist B1 B2 visa and get medical exam in USA.
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It really helps if you have some sort of minimum contacts with the United States such as immediate family, real estate, a business interest, or financial assets such as a brokerage account or bank account.

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